Due on sale procedure . Divorced in 2011. Signed Quit claim deed to Ex Wife, Due to the economy at that time and condition of credit scores, The Mortgage was left to be addressed at later date. House is currently being refinanced. Equity line for house through another lender declines to remove my name from from the equity line, sighting that it would also need to be refinanced. This one item is causing a low credit score and possible denial of giving a Mortgage. The Garn-St. Germain act of 1982 states they are required to when the exemption exists.. Can i take the bank to Federal court and seek damages?